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Are you confident that you have appropriate protection against cyber-crime?

The threat of attack on online business systems is on the rise and cyber-criminals are becoming increasingly resourceful.

The risks to law firms are significant in that cyber-crime can provide access to your clients’ money, as well as highly sensitive information. Breaches could also damage your reputation.

It is widely accepted that the market has not been tested for cyber related claims. Many law firms are concerned as to whether their professional indemnity policies (PI) give them appropriate cover.

Albion Legal’s cyber liability insurance is designed to cover the cyber risks your law firm faces and has been specifically designed complement your other insurance policies.

Our policy is tailored specifically for law firms and covers:

  • Comprehensive cover for first party claims
  • Third party cover
  • Practical support in the event of a data breach
  • Cyber breach costs
  • Cyber extortion
  • Privacy protection
  • Hacker damage
  • Compensation for loss of income following a breach
  • Payment of costs associated with regulatory investigations, and fines (where insurable)
  • Reimbursement for costs of repair, restoration or replacement
  • Liability protection for unintended copyright infringement
  • Media liability

Law firms must stay vigilant and ensure that they have effective insurance in place to protect them against computer fraud, criminal harvesting of crucial data, harmful malware and cyber extortion.

Other insurances such as your office policy are unlikely to cover business interruption either, as generally this is triggered by a physical event (e.g. a fire or theft) rather than non-material damage such as a cyber breach or hack.

Albion Legal’s cyber liability insurance features the following additional benefitss:

  • Any liability / third party claims not covered by other insurance policies will be met through this policy as ‘primary’ and subject to its own excess.
  • If your PI policy covers a cyber claim but you exhaust your indemnity limit, our policy will cover claims as an excess layer.
  • Cover for first party exposures such as the cost of restoring data, systems and hardware, as well as business continuity cover (e.g. loss of profits) and the cost of notifying clients.
  • Crisis management support cover including forensic support and assistance in protecting your reputation.



 To find out more about Albion Legal’s Cyber Liability Insurance Get in touch today

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